Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Our car finance guides are here to help you understand your options. Whether you're new to car finance or just want to learn more, you'll find useful information about how car finance works, what Hire Purchase means, your rights under the agreement and what to think about before making an application.
Car ownership
Finance
Driving Safety
Beginner driver
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Car finance lenders use different types of credit checks to assess your financial situation, creditw...
Car ownership
Hire Purchase could be a simple and flexible way to spread the cost. Whether you’re buying your firs...
Finance
If you’ve got bad credit and need a car, you might worry that finance isn’t an option. The good news...
Finance
If you’ve had a County Court Judgment (CCJ) in the past and are thinking about applying for car fina...
Finance
Thinking about making changes to your car, but not sure if you can because it's on finance? You’re n...
Finance
Car ownership
Planning a road trip through Europe? If your car is on HP car finance, you might be wondering if you...
Finance
Car ownership
Looking to buy a car and want to spread the cost? Hire purchase could be the answer. It’s a straight...
Finance
When you want a car but don’t have the money to buy it outright, two common options are hire purchas...
Finance
When you want to own a car but don’t have the money upfront, two common options to consider are hire...
Finance
When you're buying or financing a used car, it's important to know whether the vehicle has ever been...
Finance
Car ownership
Part exchange is when you use the value of your current car to help pay for a new one. You trade in ...
Finance
Car ownership
If you're thinking about buying a car but haven’t saved up for a deposit, zero deposit car finance c...
Finance
Buying a second hand car can be a smart and affordable way to get on the road. Used cars cost less t...
Finance
Car ownership
Driving Safety
Beginner driver
If you’re struggling with car finance payments and need to reduce your outgoings, voluntary surrende...
Finance
Car ownership
If you’ve never owned a car before, it’s easy to focus just on the price of the car itself. But ther...
Finance
Car ownership
Selling a car that’s still under finance is possible, but it works differently than selling a car yo...
Finance
Beginner driver
Car ownership
If it’s your first time financing a car, it can feel a bit overwhelming, but it doesn’t need to be. ...
Finance
Beginner driver
Car ownership
If you’ve taken out car finance, like HP or PCP, you might be wondering whether someone else can dri...
Finance
Car ownership
Driving Safety
Getting turned down for car finance can feel frustrating, especially if you’re relying on a car for ...
Finance
If you're thinking about switching to a greener car, you’ve probably come across two main options, e...
Finance
Car ownership
Having your car stolen is upsetting and even more confusing if you’re still paying it off through ca...
Finance
Car ownership
If you're a new driver thinking about getting a car on finance, it’s important to understand how car...
Finance
Car ownership
Beginner driver
If you’re looking at car finance, you’ll often see something called APR mentioned, but what does it ...
Finance
If you’re applying for first time car finance in the UK, you might be told that the lender or broker...
Finance
Thinking about making the switch to an electric car but unsure how the finance works? You're not alo...
Finance
Car ownership
Refinancing your PCP balloon payment can be a practical way to keep your car without having to pay a...
Finance
Car ownership
Buying a used car on finance is common, but what if the car you're looking at still has finance owin...
Finance
Car ownership
Applying for car finance doesn’t need to be complicated. Whether you’re buying your first car, looki...
Finance
If you're thinking about buying a car on finance, two of the most common options are Hire Purchase (...
Finance
Car ownership
If you’ve bought a car on finance and it starts showing problems, you’re not alone. Whether it’s a m...
Finance
If you’re struggling to afford your car finance payments, voluntary termination might be the right o...
Finance