Before you continue

Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.

Do AutoMoney charge any fees?

Yes, your HP car finance agreement is subject to the following fees:

  • A document fee – payable with your first monthly instalment; and
  • An option to purchase fee – you only pay this if you choose to buy the car, we take this with your final monthly payment if so.

We may also charge fees if you break the rules of your agreement with us. For example, if a payment you owe does not get to us, or if we have to issue you with a default notice.

Full details of all of our charges can be found on your hire purchase agreement. Any charges we apply will be proportionate to the actual cost to us.

Related pages