Before you continue

Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.

Admin fee

The Admin Fee is a £199 fee that helps cover the costs of setting up your finance agreement. It covers things like preparing your agreement documents, carrying out credit and identity checks, and arranging payment to the broker. This fee is paid at the same time as your first payment, and it isn't refundable. It's separate from your deposit and from any other charges on your agreement.

Option to purchase fee (OPT Fee)

The Optional Purchase Fee is a £199 fee you only pay if you decide to buy the car at the end of your finance agreement. You don't have to buy the car, that's entirely your choice. If you choose to hand the car back instead, you won't pay this fee. If you decide to keep the car, you'll need to pay the £199 Optional Purchase Fee, usually along with your final payment, to transfer legal ownership of the vehicle to you. This fee covers the cost of finalising your agreement and removing our interest in the vehicle. It's separate from your deposit and from any other charges on your agreement.

Please note

The amount shown is an illustration of a typical monthly payment based on the Representative APR. These figures are for guidance only; the actual payments and rate you're offered will depend on your individual circumstances and are not guaranteed. Please see below for details of how your first and final payments may be different.

More about how we calculate this

The example rates reflect what at least 51% of customers with a similar credit profile receive, based on our standard lending criteria. If you choose “Good”, “Average”, or “Below Average” credit, the figures shown use the representative rate for that category. Your selection is for illustration only and doesn't affect how we assess your application.

Rates, fees, and terms may change before an agreement is made. If approved, your personalised quote will confirm your actual rate, payments, and any fees.

Partner with AutoMoney Motor Finance

Looking for a trusted car finance company in the UK to support your customers? At AutoMoney Motor Finance, we work closely with finance brokers and car dealerships to offer flexible and responsible vehicle finance solutions.

As a specialist HP car finance lender, we help you provide straightforward finance options to a wide range of customers, including those who may have been refused finance elsewhere. With lending decisions in minutes, competitive car finance interest rates, and same day pay-outs, we make financing cars simple for both you and your clients.

Whether you’re looking to expand your panel or want to work with a lender that values long term partnerships, AutoMoney is here to support your business every step of the way.

What We Offer Our Broker and Dealer Partners

What sets us apart is our industry leading partner support. Our dedicated New Business Team is here to assist your agents and your customers at every step of the application journey. Whether it’s help with using our system, understanding the required documents, or managing a customer’s expectations, we’re just a call or email away.

Partnering with AutoMoney means working with a lender that genuinely understands the day to day challenges of financing cars and actively works to make your job easier, with the entire customer journey in mind.

You can apply to become a partner today

AutoMoney works with a wide range of car finance brokers and dealerships across the UK. Since 2019, we've been a trusted finance partner for many businesses nationwide.


You can apply to become a partner today!

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Becoming an Approved Introducer

We’re always looking to partner with professional, customer focused brokers and dealers who align with our values. As proud members of the Finance & Leasing Association (FLA), we’re committed to high standards and we expect the same from our introducers.

To become an approved partner with AutoMoney Motor Finance, you'll need to meet a few key requirements:

  • Be authorised and regulated by the FCA
  • Hold valid SAF (Specialist Automotive Finance) accreditation
  • Be registered with the ICO as a data controller
  • Have been actively trading for at least 2 years
  • Have all relevant compliance policies and procedures in place

If you meet the above criteria and would like to become an approved introducer, please contact us to request an application form at support@ammf.co.uk Include a brief overview of your business, and one of our Relationship Managers will be in touch to discuss your application in more detail and guide you through the next steps.

Disclaimer: This information is intended for brokers and dealers only and is not an inducement or invitation to customers directly. All financial promotions are subject to compliance with FCA regulations.

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