Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Volkswagen on Finance
Volkswagen is one of the best known car brands in the UK. They’re known for strong build quality, fuel efficient engines, and reliability. From small hatchbacks to big family SUVs, there’s something in the VW range for everyone. Financing a used Volkswagen is a popular choice because they’re reliable, comfortable, and hold their value well.
Yes, Volkswagens are a good choice if you want a car that’s reliable, easy to drive, and built to a good standard. Models like the Golf and Polo are known for great fuel economy, strong safety ratings, and comfort.
Used models often come with features like parking sensors, air conditioning, and touchscreen displays. You also get a feel of premium quality without paying new car prices. VW cars are popular with families, commuters, and first time drivers because they are more affordable to run, in comparison to other German brands.
The Volkswagen Golf is one of the most popular cars in the UK, and it’s easy to see why. It’s practical, easy to drive, and has something for everyone. Whether you're looking for a petrol, diesel, hybrid, or electric car, the Golf comes in all types.
People love the Golf because it’s cheap to run, offers great fuel economy, and tends to last a long time if properly looked after. It’s just as suited to first-time drivers as it is to families. There’s plenty of space inside for passengers and luggage, and higher trim levels come packed with safety tech and helpful features like parking sensors and touchscreen displays
The Golf is also known for its performance, especially the GTI or R, which are loved by car enthusiasts. That mix of everyday comfort and fun driving makes it a favourite across all age groups.
Other best selling Volkswagens in the UK include the Polo, which is a smaller hatchback that’s great for new drivers due to its low insurance and running costs, and the Tiguan, a family SUV that offers lots of space, comfort, and flexibility.
Volkswagen repair costs are generally about average. They’re not the cheapest cars to fix, but they’re far from the most expensive. Parts are easy to find, and most local garages can carry out repairs without high costs. Smaller VW models like the Polo or Up! are usually cheaper to insure, and their road tax is often low too.
That said, like all cars, Volkswagens can still have issues from time to time. Some drivers have reported problems like dashboard warning lights turning on, even when there’s nothing seriously wrong. For example, a loose fuel cap or a dirty sensor might cause the Check Engine light to come on. It’s always best to get these things checked out just in case.
Oil leaks or sludge build-up are more common in some older VW engines, especially turbocharged models like the 1.8-litre. Keeping up with regular servicing and oil changes helps avoid this. Coolant leaks are another issue that can happen, often because of worn out seals or water pumps. These can lead to overheating, so it’s important to sort them quickly.
If you’re looking at an older model like the first-generation VW Atlas (2018–2021), be aware that there were some reports of fuel injector leaks. This isn’t common, but it’s a good idea to check for any recalls if you’re considering one.
Overall, Volkswagens are reliable cars, and most of these issues are easy to fix if caught early. Choosing a used VW with a full service history and keeping up with maintenance will help avoid unexpected repair costs later on.
Yes, Volkswagens tend to hold their value better than many other brands. Models like the Golf, Polo, and Tiguan are especially strong when it comes to resale value. This is because they’re reliable, fuel efficient, and always in demand. People trust the VW badge, so it’s easier to sell your car later on.
To get the best value when it’s time to sell, try to choose a popular model with low mileage, a full service history, and no major damage. Keeping the car clean and well maintained will also help it keep its value over time.
The Volkswagen Polo and Golf are often seen as the most reliable VW's. They’ve been around for many years and have a great reputation for lasting a long time with few problems.
The Polo is a small hatchback that’s simple to run, easy to drive, and ideal for new drivers or city driving. The Golf is a bit bigger, offering more space and comfort, making it great for small families or longer trips.
The Volkswagen Tiguan, which is a mid-size SUV, is also seen as very reliable, especially the newer models. It’s a good choice if you want more space, a higher driving position, and strong safety features.
Volkswagen and BMW are both well known car brands, but they’re made for different types of drivers. Volkswagen cars are built for everyday use. They’re reliable, comfortable, and cheaper to run than many other cars.
Models like the Golf, Polo, and Tiguan are great for families, new drivers, or anyone who wants a car that’s easy to drive and look after. VW cars are also cheaper to buy, insure, and repair. That’s why so many people choose them.
BMW cars are more focused on performance and luxury. They are faster, have more advanced tech, and are built for people who enjoy sporty driving. But they cost more to buy, run, and fix. You’ll also pay more for insurance and servicing. BMWs are popular with business drivers and people who want something a bit more high end.
Here are some of the most popular Volkswagen models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you’re thinking about buying a used Volkswagen, finance could be a simple way to get the car you want without paying all at once. With HP, you make monthly payments and own the car at the end of the finance agreement.
Before applying, it’s worth checking your credit score, comparing offers, and making sure the car has a full service history. Choose a monthly payment that fits your budget. With Volkswagen's strong reputation for reliability and value, financing one could be a right for you.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Golf is one of the best-selling cars in the UK, and for good reason. It’s solid, reliable, and feels more premium than most other hatchbacks, in the same price bracket. The options for a Golf are petrol, diesel, plug-in hybrid (GTE), or electric (e-Golf) engines, so there’s something for everyone. Petrol models can do 45–60 mpg, while the e-Golf can drive up to 144 miles on a full charge. It’s a safe and comfortable car that’s easy to drive, and the 381-litre boot gives you plenty of space for shopping, luggage, or everyday use. The Golf works well for small families, commuters, or anyone who wants a smart and dependable car that’s cheap to run and easy to live with
The Polo is a smaller hatchback and a favourite with new drivers. It’s simple to drive, easy to park, and usually costs less to insure, compared to its sister models. Most come with 1.0L petrol engines that offer up to 58 mpg, so it’s also great for saving money on fuel. The 351-litre boot is a good size for everyday use like food shopping or short trips. Older models often include helpful features like air-con, electric windows, and phone connectivity. The Polo is reliable and practical, making it perfect for new drivers or anyone who wants a small car that’s easy to handle and affordable to run.
The Tiguan is a mid-size SUV that’s perfect for families. It offers petrol, diesel, and plug-in hybrid options. The hybrid version can drive up to 30 miles using electric power alone, which is handy for short trips or school runs. Inside, there’s lots of space for car seats, passengers, or mobility aids, and the 520-litre boot is big enough for pushchairs, shopping, or luggage. It’s built for comfort, with smooth handling and a high driving position that many drivers like. The Tiguan is a good all rounder for people who want space, safety, and a car that feels just as good in town as it does on the motorway.
The Passat is available as a saloon or estate and is a great option for families or business drivers. It’s known for its comfort and smooth driving, especially on longer journeys. The diesel versions are very efficient, offering up to 65 mpg. If you go for the estate model, you’ll get a massive 650-litre boot, which is ideal for family holidays, large loads, or even transporting pets. The Passat is well equipped, quiet inside, and feels like a more expensive car without the high price. If you do a lot of motorway driving or need a practical family car, the Passat is a strong choice.
The T-Roc is a compact SUV with a bold design and a raised driving position, which many people like for better visibility. It’s smaller than the Tiguan but still big enough for families or those who want extra space. It comes with petrol or diesel engines and can return up to 55 mpg. Boot space is 445 litres, which is enough for everyday needs. The T-Roc is fun to drive, with light steering and good safety features like automatic emergency braking and lane assist. It’s great for town and motorway driving and suits both small families and drivers who want a bit more space.
