Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Vauxhall on Finance
Buying a used Vauxhall on finance could be a good option. Vauxhall has been popular on British roads for a long time. Vauxhall offers practical cars that are easy to drive, affordable to run, and widely available. Whether you're looking for a compact car, a family SUV, or a van alternative, there’s likely a Vauxhall that would suit your needs.
Vauxhall is one of the UK’s most recognised and trusted car brands. With over 100 years of history, they continue to make cars that suit everyday needs. Many Vauxhall models are known for being affordable, comfortable, and easy to drive, making them a great choice for a wide range of drivers.
For new or young drivers, Vauxhall cars are especially appealing. Models like the Vauxhall Corsa are very popular because they’re cheap to run, easy to insure, and simple to handle. Their compact size also makes them ideal for city driving and parking. Vauxhall also offers a wide range of cars that suit family life. Whether you need a small hatchback, a roomy estate, or a practical SUV, there are options available on family friendly finance. These cars often come with good boot space, flexible seating, and helpful tech features for everyday driving.
While they might not have the same badge prestige as luxury brands, Vauxhalls give you good value for money, especially if you’re buying on a budget or looking for a reliable second hand car.
The best Vauxhall car depends on what you need it for, but some models stand out for their popularity, reliability, and value. The Vauxhall Corsa is a favourite for new and younger drivers. It's affordable to buy and run, sits in lower insurance groups, and is easy to drive. It’s great for city driving, short commutes, or first time car finance. The Corsa is also available as the Corsa-e, an electric version that offers low running costs and no emissions, making it ideal for drivers wanting to switch to an EV without spending a fortune.
The Vauxhall Astra is a good choice for those who want more space and comfort. It's often picked by families or commuters because of its smooth drive, bigger boot, and good fuel economy. Astra models come with a choice of petrol, diesel, or hybrid engines, and the newer ones have better tech and safety features as standard.
The Vauxhall Mokka is a compact SUV that gives you a higher driving position, bold looks, and good practicality for everyday use. It's suitable for small families or anyone who wants a car with more road presence without going for a large SUV. The Mokka Electric is the battery-powered version, offering a range of around 209 miles and lower running costs compared to petrol or diesel versions.
Vauxhalls are generally affordable to maintain. Parts are widely available in the UK and servicing costs are lower than for many premium brands, such as BMW, Mercedes and Audi. This makes them a great option for anyone looking for a car that won’t break the bank when it comes to upkeep. Independent garages are familiar with Vauxhall models, which can help keep costs down further. Although, like any brand, Vauxhall has a few commonly reported issues to be aware of:
Handbrake Concerns: Some older Corsa models, especially from 2009–2010, have been known to suffer from handbrake issues. The handbrake can slip out of place, making it less effective or completely unusable. Replacing the bracket is usually enough to fix the issue, and it’s worth checking if you own or are considering one of these models.
Air Flow Sensor Faults: The air flow sensor helps control the balance of air in the engine for smooth running. In some Corsas, faults have been reported where the sensor fails to send proper data to the engine’s control system, leading to jerking, sluggish acceleration, or engine warnings. A sensor replacement usually resolves the issue.
Gear Linkage Problems: Some Corsa and Astra models experience problems with changing gear. This is often caused by a plastic ball joint slipping out of place. While this can sometimes be fixed manually, a mechanic can help ensure it’s properly secured to avoid further trouble.
Engine Issues: The 1.9L diesel engine in the Astra has been linked to several issues, including coolant leaks, water pump problems, and even engines that stall or won’t start. These issues can vary in severity, but regular servicing and inspections can help avoid major repair bills.
Yes, the Vauxhall Corsa is one of the best first cars for new drivers in the UK. It’s affordable, easy to drive, and cheap to run, three things that matter most when you’ve just passed your test and are looking for a confidence boost when getting on the road.
One of the biggest advantages is low insurance. The Corsa often sits in the lower insurance groups, especially models with smaller engines like the 1.2-litre or 1.4-litre petrol versions. This helps keep monthly premiums more affordable, which is great for younger drivers or anyone under 25.
Running costs are another highlight. The Corsa is known for good fuel economy, with many models offering over 45–50 mpg and low road tax. Servicing is also relatively inexpensive, especially since parts are widely available and shared with other General Motors vehicles. Many local garages are familiar with Corsas, so maintenance doesn’t break the bank.
From a practical point of view, the Corsa is compact enough for easy parking and city driving, but still offers a decent sized boot for shopping, luggage, or weekend gear. Inside, you’ll find user friendly tech like Apple CarPlay, DAB radio, and Bluetooth on many trims, even on older used models.
For new drivers looking to get their first car on finance, the Vauxhall Corsa is a strong option. It’s widely available on both Hire Purchase (HP) and Personal Contract Purchase (PCP), and you can often find used models with low deposits or even zero deposit options. Overall, the Vauxhall Corsa gives the right balance of affordability, safety and practicality.
Vauxhall and Ford are two of the most popular car brands in the UK, and both have a strong reputation for producing practical, reliable, and affordable vehicles. But which one is better depends on what you’re looking for.
Ford cars are known for their excellent handling and fun to drive feel. Models like the Ford Fiesta and Focus have long been favourites because they offer a smooth ride, responsive steering, and a slightly sportier drive than many of their rivals. Ford also tends to offer more advanced tech and infotainment features, especially in newer models.
Vauxhall, on the other hand, is all about value for money. Cars like the Vauxhall Corsa and Astra are competitively priced, offer low running costs, and are generally cheaper to insure than their Ford equivalents. Vauxhall models are designed with everyday practicality in mind, they’re comfortable, efficient, and easy to drive, especially for new or budget conscious drivers. In terms of reliability, both brands are fairly similar. However, Ford often edges ahead slightly with build quality and long term durability on certain models. That said, Vauxhall parts are usually cheaper and more widely available, making repairs and servicing more affordable, particularly through local garages.
When it comes to finance and affordability, Vauxhall often comes out on top. Their cars tend to have lower monthly repayments, and zero deposit deals are more common, especially on used models. Ford also offers competitive finance packages, but the upfront and ongoing costs can be slightly higher depending on the model and trim.
If you want a car that feels a bit sportier and more polished, Ford might be the better pick. But if you’re after a well priced, low cost, and reliable car for everyday driving, Vauxhall delivers excellent value, especially for new drivers, families, and those financing their first car.
Here are some of the most popular Vauxhall models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you’re thinking about buying a used Vauxhall, finance could be a simple way to get the car you want without paying all at once. With HP, you make monthly payments and own the car at the end of the finance agreement.
Before applying, it’s worth checking your credit score, comparing offers, and making sure the car has a full service history. Choose a monthly payment that fits your budget.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
One of the UK’s best selling cars, the Corsa is ideal for first-time drivers, commuters, and city use. It’s small, easy to park, and cheap to insure. Available in petrol, diesel, and electric versions, there’s something for everyone. The Corsa-e offers up to 222 miles of range with zero emissions. All versions are known for being affordable to run, sitting in low tax and insurance bands. It also has solid Euro NCAP safety ratings, making it a smart choice for young drivers.
A great all rounder, especially for families. The Astra has grown in size and quality over the years, offering a spacious interior and better tech. Boot space is 422 litres, which is ideal for school runs, holidays, or weekly shops. It comes in petrol, diesel, and hybrid options, with the plug-in version offering around 43 miles of electric range. It’s also affordable to tax and has strong safety features, including lane assist and emergency braking on newer models.
The Mokka is a compact SUV that combines bold looks with everyday practicality. Available in petrol, diesel, or electric, it suits drivers looking for a more stylish option that doesn’t sacrifice ease of use. The Mokka Electric has a range of up to 209 miles, ideal for commuting or local travel. Boot space is 350 litres and there’s enough room for four adults. New models feature parking sensors, touchscreen infotainment, and good safety ratings.
A practical SUV designed for comfort and family use. The Crossland has a high driving position for better visibility and a 410-litre boot, which is handy for prams, bags, or shopping. It’s ideal for town driving and light motorway journeys. Engines include a 1.2L petrol and a 1.5L diesel, with good fuel economy and manageable insurance costs. Safety features like traffic sign recognition and rear view cameras come as standard on many trims.
The Grandland is a larger SUV that’s built with families in mind. It offers generous interior space, a 514-litre boot, and flexible rear seating. You can choose from petrol, diesel, or a plug-in hybrid version that provides around 39 miles of electric-only driving. Safety kit includes blind spot monitoring, emergency braking, and adaptive cruise control on higher trims. It’s a great option if you want something roomy, safe, and easy to finance.
