Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Toyota on Finance
Buying a used Toyota on finance is a good way to get a reliable car at a lower cost. Toyota is known for building dependable, efficient vehicles. Whether you need a small city car, a hybrid, or a family SUV, Toyota has a model to match your needs. They hold their value well and cost less to run over time.
Toyota cars are reliable because the company uses simple, well-tested engineering and avoids overly complex systems that can break down. Most models share parts across the range, which means fewer design flaws and easier maintenance.
Toyota also puts every model through tough testing before it goes on sale, which helps catch issues early. Their factories follow strict quality control, so the cars are built to a high standard from the start. This focus on consistency and durability is why Toyotas have the reputation they do.
Popular models like the Corolla and Yaris are built to last. Many of these cars can go beyond 200,000 miles with regular servicing. This makes Toyota a great choice for used car finance.
The Toyota Land Cruiser is one of the most durable vehicles you can buy. It’s designed for off road use, heavy towing, and rough conditions, which makes it a favourite among drivers who need a tough, dependable car. Many Land Cruisers easily pass 200,000 miles and still run well, especially when they’re serviced on time. It’s also popular with businesses and fleets around the world because of its strong reputation for reliability.
Other long-lasting Toyota models include the Prius and Corolla. The Prius stands out for its hybrid system, which is both fuel efficient and proven to be dependable. Many Prius owners report high mileage with few issues. The Corolla is a solid all rounder, known for its simple engine design and low maintenance.
All of these models are built using high quality materials and have strong resale value. For anyone looking for a second-hand car that’s reliable, affordable to maintain, and holds up well over time, these Toyotas are excellent choices.
Toyota has a strong reputation for building reliable, long lasting cars, and there are several great second-hand models to choose from depending on your needs. The Toyota Yaris is a top pick for city driving and first time drivers. It’s small, easy to park, and the hybrid version is especially cheap to run and insure. It’s a favourite for those who want a dependable, low cost car.
If you need more space, the Toyota Corolla is a great all rounder. It’s comfortable, efficient, and ideal for families or daily commuting. The hybrid versions offer low emissions and excellent fuel economy, making them popular with eco conscious drivers.
For those who do a lot of miles, the Toyota Prius is hard to beat. Known for its outstanding fuel savings and reliability, it’s a smart choice if you want to keep long-term running costs down. It’s also widely available, so finding a good second-hand model is easy.
If you prefer an SUV, the Toyota RAV4 is a practical option. It offers plenty of space for passengers and luggage, and the hybrid models help keep fuel costs reasonable. It’s well suited for families and those who need extra room for activities like cycling or camping.
Finally, the Toyota Aygo is a great choice if you’re on a tighter budget. This small city car is affordable to buy, cheap to run, and easy to drive around town. It’s popular with new drivers and people looking for a simple vehicle.
If you're looking for a car that’s easy to drive every day, the Toyota Yaris is one of the best choices. It’s compact and easy to drive, making it ideal for city streets and tight parking spots. The hybrid version is especially popular, offering over 60 miles per gallon. That means fewer stops for fuel and lower running costs, which is great if you drive a lot in town or have a regular school or work run.
Another excellent daily option is the Toyota Corolla. It’s a bit larger than the Yaris, so there’s more space inside for passengers and luggage. It also delivers a very smooth and quiet ride, which is ideal if you have a longer commute or spend time on motorways. Like the Yaris, it comes with hybrid technology, so it’s efficient to run but with more comfort and room for families or professionals who drive more miles.
Both the Yaris and Corolla are reliable, fuel efficient, and practical, making them great for daily use whether you're commuting, running errands, or doing the school run.
When it comes to saving fuel, the Toyota Prius is hard to beat. It’s one of the most economical cars Toyota makes, offering over 70 miles per gallon (mpg) in real world driving. The Prius has built a strong reputation for reliability, low running costs, and excellent fuel efficiency, making it a top pick for people who drive long distances or want to cut their fuel bills.
Other great options for fuel savings include the Toyota Yaris Hybrid and the Toyota Corolla Hybrid. Both of these models use Toyota’s smart hybrid technology, which helps reduce fuel use and lower emissions. The Yaris Hybrid is ideal for city driving and short trips, while the Corolla Hybrid offers more space and comfort for longer commutes or family journeys.
All three models are popular with used car buyers and are known for being cheap to run, easy to maintain, and dependable, making them great choices if you’re looking for a cost effective car.
Here are some of the most popular Toyota models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you’re thinking about buying a used Toyota, finance could be a simple way to get the car you want without paying all at once. With HP, you make monthly payments and own the car at the end of the finance agreement.
Before applying, it’s worth checking your credit score, comparing offers, and making sure the car has a full service history. Choose a monthly payment that fits your budget. With Toyota's strong reputation for reliability and value, financing one could be a right for you.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Yaris is a top choice for drivers who want a small, reliable car for everyday use. It’s great in busy towns and cities because it’s easy to park and light to drive. You can choose a petrol version or a self charging hybrid. The hybrid model can achieve up to 68 mpg, helping keep fuel costs low. Inside, it has enough room for four adults and a 286-litre boot that fits shopping, bags, or a pushchair. Newer models also come with safety features like lane assist and automatic emergency braking, making it a good option for first-time drivers and small families.
The Corolla is known for being comfortable, smooth to drive, and very efficient. It’s a great option for drivers who do a mix of town and motorway driving. The hybrid engine choices, 1.8L and 2.0L can return up to 62 mpg. It has space for five adults, and newer versions have a well-finished interior with a large touchscreen, reversing camera, and good safety tech. The Corolla suits commuters, couples, or small families who want a car that’s easy to live with and holds its value well.
The Prius is designed to keep running costs low. Its hybrid system regularly returns over 70 mpg, making it one of the most economical cars available. It’s a strong choice for drivers who do high mileage or want a low emission vehicle for city zones. It also offers a quiet ride, smooth acceleration, and a well designed cabin with a digital dashboard and roomy back seats. Some models include solar panels and advanced safety features. The Prius is often used by taxi drivers due to its mix of reliability, space, and fuel savings.
The RAV4 is a practical SUV that works well for families and drivers who need more space. The hybrid versions offer a good balance of power and economy, delivering up to 50 mpg. The boot holds 580 litres, big enough for luggage, a pram, or sports gear. The high seating position gives a clear view of the road, and newer models have smart technology, like adaptive cruise control and touchscreen navigation. With plenty of legroom and good safety ratings, the RAV4 is ideal for long trips, school runs, or weekend adventures.
The Aygo is one of Toyota’s smallest cars, perfect for short journeys and city driving. It comes with a 1.0L petrol engine that offers around 58 mpg. It’s easy to park, costs less to insure, and is very simple to drive. While small, it still seats four people and has a boot size of 168 litres, fine for light shopping or a small bag. Newer Aygos come with features like Bluetooth, a touchscreen, and reversing camera. It’s a smart choice for new drivers or anyone who wants a no-fuss, low-cost car.
