Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Suzuki on Finance
Volkswagen is one of the best known car brands in the UK. They’re known for strong build quality, fuel efficient engines, and reliability. From small hatchbacks to big family SUVs, there’s something in the VW range for everyone. Financing a used Volkswagen is a popular choice because they’re reliable, comfortable, and hold their value well.
Buying a used Suzuki on finance is a smart option if you're looking for a reliable, low-cost vehicle that won’t break the bank. Suzuki has built a strong reputation in the UK for producing small, dependable cars with great fuel efficiency and affordable running costs. Whether you’re a first time driver, or just need a dependable daily run around, a used Suzuki is a practical choice.
Finance options like hire purchase or PCP let you spread the cost over time, making it easier to manage your budget while still getting a trustworthy car with modern features. Most Suzuki's come with solid service history records, and thanks to their simplicity, they tend to hold up well over time with proper care.
Suzuki cars are a great fit for a wide range of drivers, thanks to their balance of practicality and affordability. They’re especially popular with new drivers, as models like the Swift and Ignis offer compact dimensions, light steering, and low insurance costs, making them ideal for gaining confidence on the road.
City drivers also benefit from Suzuki’s smaller models like the Alto and Celerio, which are perfect for navigating tight streets and parking in small spaces. For small families, models like the Vitara and S-Cross provide more room, modern safety features, and practicality without the higher costs of larger SUVs.
Suzuki is also a solid choice for budget conscious buyers who want a dependable car with a good level of standard equipment but don’t want to overspend on maintenance or fuel.
Yes, Suzuki is widely regarded as a good brand. It has earned a reputation for making small, reliable cars that are cheap to run and maintain. Suzuki consistently scores well in reliability and customer satisfaction surveys, with many owners reporting trouble free ownership even after several years.
While the brand doesn’t focus on high end luxury or sporty performance, it excels in delivering practical, no nonsense cars that get the job done.
Yes, Suzuki cars are among the cheapest to maintain in the UK. They have simple, durable engines that don’t require expensive parts or specialist labour. Routine servicing is straightforward, and many models use widely available parts shared across the range, helping keep costs down.
Local garages are very familiar with Suzuki models, which means you won’t struggle to find affordable help when you need it. On top of this, many used Suzuki's still benefit from remaining manufacturer warranty, especially if bought nearly new or through a reputable dealer.
No, repairing a Suzuki is usually affordable. Thanks to their wide availability and simple mechanical setups, Suzuki repairs are often less expensive than more complex or premium vehicles. Common wear and tear items like brakes, filters, and suspension components are competitively priced.
Even more significant repairs are often easier to manage cost wise compared to brands like Audi or BMW. You’ll still want to keep up with regular maintenance to prevent larger issues, but overall, Suzuki repair costs remain among the lowest in the market.
Suzuki cars don’t retain value quite as well as premium brands like BMW or Audi, but that’s to be expected in the budget segment. What you do get, however, is strong residual value relative to the price you pay. This is especially true for models like the Vitara and Swift, which remain popular in the used car market.
Choosing a low mileage Suzuki with a full service history will help boost resale value later. And because the upfront costs are lower than many rivals, any depreciation is often less noticeable overall, making Suzuki a smart long term buy.
Here are some of the most popular Suzuki models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you’re thinking about buying a used Suzuki , finance could be a simple way to get the car you want without paying all at once. With HP, you make monthly payments and own the car at the end of the finance agreement.
Before applying, it’s worth checking your credit score, comparing offers, and making sure the car has a full service history. Choose a monthly payment that fits your budget. With Suzuki's reliability and value, financing one could be a right for you.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Swift is one of Suzuki’s most popular models for a reason. It’s fun to drive, reliable, and cheap to run. With mpg figures of up to 60, low insurance costs, and mild-hybrid options available, the Swift appeals to both new drivers and budget conscious commuters. Its compact size makes it ideal for city use, but it also handles motorway speeds comfortably.
A compact SUV with a strong reputation for reliability, the Vitara is perfect for families. It offers a raised driving position, spacious boot (375 litres), and optional all-wheel drive for those living in rural or hilly areas. It’s available in petrol and hybrid variants, and often comes with lots of kit even at entry level. It's a top pick for affordable family car finance.
The Ignis is a unique city car with SUV styling. It’s light, nimble, and cheap to insure. With mild-hybrid technology, good fuel economy (up to 65 mpg), and clever interior space, the Ignis is a favourite with downsizers and urban drivers who want something quirky and practical.
The S-Cross is a mid-size crossover that blends comfort with economy. It’s a popular option for drivers looking for something between a hatchback and an SUV. With hybrid versions and strong standard equipment, it’s a good alternative to larger, more expensive rivals. Boot space is around 440 litres, making it a practical choice for everyday life.
Though now discontinued, the Alto remains a popular choice in the used market. It’s one of the cheapest cars to run and insure, making it ideal for new drivers and people wanting a second car. Its simplicity, low servicing costs, and easy to park size continue to make it a smart budget option.
