Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Jeep on finance
Jeeps are best known for their strong 4x4 history and have long been a favourite among off road enthusiasts. But in recent years, they’ve also become popular as practical family cars. Many drivers now choose Jeeps not just for their style, but because they’re great for everyday use too.
Yes, used Jeeps can be a great option if you want a strong, reliable car. They’re built to handle tough roads, bad weather, and long trips, they’re a good fit if you live in the countryside or enjoy outdoor adventures.
Before buying a used Jeep, check that it has a full service history and has been well looked after. If the car has been used off road, look underneath for any damage. It’s also worth checking the MOT history and how many miles it’s done. Popular models like the Renegade and Compass are easier to repair because parts are easier to find. They also come with good features, so you often get a lot of car for your money.
If you want a used car that’s spacious, comfortable, and ready for any journey, a Jeep could be a smart choice, just make sure to do the usual checks before you buy.
Some Jeep models hold their value better than others. The Jeep Wrangler is one of the best when it comes to resale value. It’s popular with off road drivers and has a strong fan base, which helps it stay in demand even when it’s a few years old.
Other models like the Jeep Renegade and Grand Cherokee can also hold their value well, especially if they’re in good condition, have low mileage, and come with popular features like 4x4 or top trim levels.
If you look after your Jeep, get it serviced regularly, and avoid damage, it will be easier to sell later and could get you a better price. Keeping service records, cleaning it often, and avoiding heavy wear and tear will all help maintain its value. Choosing a colour or spec that’s popular with other buyers can also make resale easier down the line.
Jeeps have come a long way in terms of reliability. While older models, particularly those built before 2010, had their fair share of issues, more recent vehicles like the Jeep Compass and Jeep Renegade have received far better feedback, especially when they’ve been properly maintained. That said, as with any car brand, there are a few common problems to watch out for when considering a used Jeep.
One of the more well known issues involves electrical faults. Older Jeeps, mainly those produced between 2007 and 2015, have been known to suffer from electrical control problems that can affect lights, windscreen wipers, or even prevent the car from starting. These faults can be costly to fix, so it’s important to check the vehicle history and consider a pre-purchase inspection. Water leaks are another concern, especially in models like the Wrangler and Patriot. These issues usually stem from worn door or roof seals and, if left unchecked, can cause unpleasant damp smells or interior damage over time.
Another problem that has been reported in some models, such as the Wrangler and Grand Cherokee, is a shaky or unstable front end, often referred to as the “death wobble.” This is usually caused by worn or loose suspension parts and should be assessed by a mechanic if it occurs. Additionally, some older Jeeps may suffer from exhaust leaks due to cracked manifolds. This can result in ticking noises from the engine bay or reduced fuel efficiency, both of which warrant attention.
Lastly, certain Grand Cherokee and Commander models were recalled because of faulty ignition switches that could cause the engine to shut off unexpectedly. While this issue has been addressed in newer models, it’s always worth checking that any relevant recall work has been completed.
Despite these potential issues, Jeeps remain popular because of their rugged design, off road ability, and versatility. If you’re considering a used Jeep, it’s best to choose one with a full service history and, if possible, have it independently inspected before committing to the purchase.
Yes, many Jeeps are fairly easy to repair, especially popular models like the Renegade and Compass. These models use parts that are widely available, and most regular garages can carry out repairs without charging high prices. This makes them easier and more affordable to maintain.
However, models like the Wrangler or Grand Cherokee can be a bit more complex, especially if they’ve been used for off road driving. Off-road use can cause extra wear and tear, and repairs may need specialist parts or skilled mechanics, which can increase the cost.
Jeep is now part of the Stellantis group, which includes brands like Peugeot, Fiat, and Citroën. While some parts might be shared across the group, Jeeps generally don’t share as many parts with other brands, especially in the UK. This means certain repairs, especially for older or higher spec Jeeps, can take longer and can be more expensive.
The best Jeep for you really depends on what you need from a car. If you're after a good all-rounder, the Jeep Renegade is a solid choice. It's compact enough for city driving but still handles well on country roads. It’s also one of the more affordable Jeeps to run, making it great if you like the Jeep style but want to avoid the high running costs of a large 4x4.
If you have a family and need more space, the Jeep Compass offers a comfortable ride, plenty of room, and good safety features. For those who enjoy adventure and off road driving, the Jeep Wrangler stands out, it’s tough, powerful, and built for rough terrain. Just keep in mind it can be more expensive to run and maintain.
If you’re looking for something bigger, the Grand Cherokee provides space, comfort, and strong performance. And for city drivers or those thinking about switching to electric, the Jeep Avenger is a newer, smaller SUV with a fully electric option that’s ideal for urban use.
Ultimately, the best Jeep to own depends on your lifestyle, budget, and how you plan to use the car.
Here are some of the most popular Jeep models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
Financing a used Jeep can make it easier to budget. With Hire Purchase (HP), you pay monthly until you own the car. This makes it easy to spread the cost with no final balloon payment.
Some lenders offer zero deposit finance and flexible terms to suit different budgets. Make sure to check the full agreement, including interest rates, monthly payments, and how long the contract lasts. If you’re not sure, ask your lender to explain everything clearly before you agree to anything.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Jeep Renegade is a small SUV that’s great if you want the bold 4x4 look without the size or running costs of a larger off-roader. It’s compact and easy to park, which makes it ideal for city driving, but it still feels solid on country roads too. You’ll get a 351-litre boot, enough for shopping or weekend luggage. Engine options include smaller petrol units and a plug-in hybrid, giving you better fuel efficiency and lower emissions if you want to save on running costs. It’s a good fit for first time SUV buyers or anyone wanting a stylish, practical option for everyday use.
If you need more space but still want a modern SUV feel, the Compass is worth a look. It’s a practical choice for families, with a roomy interior and a 438-litre boot for school bags, shopping or even a pushchair. Available with petrol and plug-in hybrid engines (with up to 240hp), it balances decent power with fuel saving tech. It also has a smooth drive and a comfortable cabin, with safety features like lane assist and adaptive cruise control on many versions. If you’re upgrading from a smaller car and need something suitable for longer trips, the Compass fits the bill.
The Wrangler is one of Jeep’s most iconic models and is built for serious off road adventures. If you love the outdoors or plan to drive in tough conditions, this is the model to consider. It has high ground clearance, strong four-wheel drive systems, and rugged build quality. You can choose between petrol or plug-in hybrid versions. However, it’s not the most practical for city use, and fuel economy isn’t its strong point. Still, it’s a fun and capable vehicle for those who want a proper 4x4 experience and don’t mind paying more to get it.
Need space and comfort? The Grand Cherokee is a large SUV that gives you a premium driving experience. It’s ideal for families or long distance drivers who want something roomy and refined. The boot is generous (around 580 litres), and the cabin is well-finished, with comfortable seating and plenty of tech. Older models come with diesel engines, while newer ones may include plug-in hybrid versions. It’s a good option if you want something powerful, stylish, and capable of towing or carrying lots of gear.
The Jeep Avenger is Jeep’s first fully electric car and one of its most compact models. It’s made for city life, easy to park, quick to charge, and low on running costs. With a range of up to 249 miles on a full charge and a 380-litre boot, it suits eco conscious drivers who still want a practical car for daily driving. The Avenger stands out with its sharp design and is ideal if you’re looking for an electric car with a bit more personality.
