Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Honda on Finance
Buying a used Honda on finance is a smart way to get a reliable, fuel-efficient car at a lower cost. Honda cars are well built, hold their value, and are usually cheaper to run than many other brands. Whether you need your first car, a family vehicle, or something for city driving, there’s likely a Honda that fits your needs and your budget.
If you're looking for a car that’s reliable, fuel efficient, and easy to drive, a Honda is definitely worth considering. Honda has built a strong reputation for quality engineering, and many of their models are known to run smoothly for well over 150,000 miles with proper care.
Used Hondas often offer great value too, especially models like the Civic, Jazz, and CR-V, which are popular in the UK for their comfort, low running costs, and long-lasting performance. Even older models tend to come with useful features like air con, Bluetooth, and reversing cameras as standard.
Hondas are also easy to maintain, and parts are widely available. Insurance costs are usually reasonable, especially on smaller models like the Jazz. Whether you need a reliable run around, a family SUV, or even a hybrid option, Honda has something for most drivers. Just make sure you check the service history and mileage if buying second-hand. For everyday use and long term reliability, a Honda is a smart choice.
Yes, Hondas are very reliable cars. They’re built to last, and many models, like the Civic, Accord, and Jazz, can easily go beyond 150,000 miles if they’re serviced regularly. Honda uses strong engines, quality parts, and good designs, which means fewer breakdowns and lower repair costs over time.
Compared to Toyota, Honda is just as dependable in most cases. Toyota may have a slight edge when it comes to long term durability because it sticks to simple, proven engineering. But Honda cars are often more fun to drive and have a sportier feel.
Both brands are known for being fuel efficient, safe, and well built, which is why they’re so popular on the used car market. If you're thinking about buying a used car on finance, a Honda is a solid and smart choice that won’t let you down.
Honda engines are known for lasting a very long time, and it’s not by accident. They’re built with high quality parts and follow proven, reliable designs that focus on durability. Honda avoids adding unnecessary complexity to their engines, which means there are fewer things that can go wrong.
Another reason Honda engines last is because the brand has a strong focus on precision engineering. They test and build their engines carefully to make sure everything runs smoothly. Even older models are designed to handle high mileage without major issues.
With regular servicing, oil changes, and basic care, it’s common to see a Honda engine last over 200,000 miles. That’s why Hondas are a favourite with used car buyers, they offer peace of mind, low running costs, and the confidence that the car will keep going for years to come.
While Honda cars are reliable overall, they have had a few known issues across different models. One of the most serious problems was with faulty airbags supplied by Takata, which led to a global recall. Some models like the CR-V also faced locking problems, where doors wouldn’t lock or would repeatedly unlock.
Certain years of the Civic were known to suffer from cracked engine blocks that caused coolant leaks and overheating. Honda extended warranties for affected cars, but it’s still something to look out for on used models. Transmission issues have also been reported, especially in some older automatic models from 1999–2004, due to torque converter faults. These problems made changing gear difficult and in some cases stopped the car from moving altogether.
Other issues include rapid brake wear (particularly on 2008–2009 Accords) and general wear to suspension parts. Despite these problems, many issues were resolved through recalls or warranty extensions. Regular servicing and maintenance can help avoid most of these issues. When buying a used Honda, check for any past recalls and make sure it has a full service history. This is especially important for older models, as it helps reduce the risk of future problems.
Hondas are generally easy and affordable to repair. They are widely available in the UK, and many garages are familiar with Honda models. Parts are also easy to source and cost less than those for premium brands. This makes them a great option for people looking for bad credit car finance or those who want to keep ongoing maintenance costs low.
Common repair jobs, like brake pads or oil changes, are straightforward on most models. Even more complex work like clutch replacements or engine repairs tend to cost less than other brands. That said, it’s always worth checking the service history when buying used, as skipping regular maintenance can make repairs more expensive in the long run.
Honda and Toyota are both great car brands, and you really can’t go wrong with either. They both have a strong reputation for building cars that are reliable, safe, and affordable to run. That said, they do have some differences.
Honda cars often feel sportier to drive. They have responsive steering and are fun behind the wheel, great if you enjoy the driving experience. Toyota cars, on the other hand, focus more on comfort and ease of use. They’re smooth to drive, quiet, and built for long term reliability.
Toyota also leads the way in hybrids, offering more petrol electric options like the Prius, Corolla, and Yaris Hybrid. Honda cars usually come with more features as standard, especially in newer models, which means you may get things like a touchscreen or reversing camera without having to choose a top trim level.
In short, Toyota might be better if you want long term comfort and more hybrid choices, while Honda is a great pick if you enjoy driving and want a bit more style or performance. Both brands are cheap to run, easy to maintain, and last a long time, so your choice will mostly come down to what suits your needs best.
Here are some of the most popular Honda models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you’re thinking about buying a used Honda, finance could be a simple way to get the car you want without paying all at once. With HP, you make monthly payments and own the car at the end of the finance agreement.
Before applying, it’s worth checking your credit score, comparing offers, and making sure the car has a full service history. Choose a monthly payment that fits your budget. With Honda's strong reputation for reliability and value, financing one could be a right for you.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Honda Civic is one of the most financed Honda models in the UK due to its practicality, strong engines, and excellent reliability. It’s available with 1.0L and 1.5L petrol engines, or a 1.6L diesel which returns up to 76 mpg. The interior offers ample space and comfort, with a large 478-litre boot. The Civic is ideal for commuting, small families, and those looking for a balance between performance and economy.
The Jazz is highly popular among older drivers and first time drivers due to its compact size, light steering, and low running costs. It features a 1.3L petrol engine or a hybrid option, delivering excellent fuel efficiency. One standout feature is its Magic Seat system, allowing for flexible storage options. It’s a top choice for city driving or drivers looking for something small but spacious.
The CR-V is a mid-size SUV that suits families and long-distance drivers. It offers a spacious interior, a smooth ride, and strong reliability. Newer models come as hybrids only, while older versions offer petrol and diesel engines. The hybrid can return up to 53 mpg. With a 497-litre boot and solid build quality, the CR-V is a practical and dependable choice.
The HR-V is a compact SUV that gives you more space than a hatchback without being too large. It comes with 1.5L petrol and hybrid engines and can achieve up to 50 mpg. Like the Jazz, it features Magic Seats for flexible storage. With a 470-litre boot and a raised driving position, the HR-V works well for small families, commuters, and drivers who want extra practicality.
Though no longer sold new in the UK, the Accord remains a trusted second-hand model for those seeking comfort and reliability in a larger car. It’s available with 2.0L and 2.4L petrol engines, and in some cases, a hybrid version. Known for its smooth ride, spacious interior, and strong build quality, the Accord is ideal for executives or drivers who cover long motorway distances.
