Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Fiat on Finance
If you’re looking for a small, affordable car that’s easy to drive and economical to run, a used FIAT might be the right choice. Models like the FIAT 500 and FIAT Panda are especially popular with new drivers and city commuters. Financing a used FIAT can help spread the cost into monthly payments, making it even more accessible, especially if you’re considering no deposit or low deposit car finance options.
Yes, buying a FIAT can be a smart choice, especially if you’re looking for an affordable and practical car that’s easy to live with. FIAT's are best known for their small size, cheerful design, and fuel efficient engines, making them ideal for town or city driving. They’re also reasonably priced compared to many other makes, meaning you get good value for money. For everyday tasks like commuting, shopping, or school runs, a FIAT is more than capable.
When properly maintained, FIAT's are generally reliable, and many models come with modern features such as touchscreen infotainment, smartphone connectivity, and driver assistance systems. For drivers on a budget, or those who want a stylish car without high costs, FIAT is often a great fit.
Most FIAT models are known for being cost-effective to own and run. They tend to have small, efficient petrol or hybrid engines that offer strong fuel economy, some versions of the FIAT Panda or 500 can reach up to 60 mpg. These smaller engines also mean lower CO₂ emissions, helping reduce road tax and other running costs. FIAT's are also cheap to insure, especially models in lower insurance groups.
Repairs and parts tend to be affordable too, since FIAT's are well established in the UK market and there’s no shortage of garages able to work on them. If you want to keep your car costs down without sacrificing comfort or style, a FIAT is a good option to consider.
The FIAT 500 is one of the most iconic and best selling small cars in the UK. It’s compact, quirky, and full of personality, making it a top choice for city drivers, younger buyers, and those after something stylish and easy to handle. Despite its small size, the FIAT 500 feels well put together and offers a comfortable driving position. The front seats are surprisingly spacious, and while the rear seats are more suitable for occasional use, they’re fine for short journeys or younger passengers.
The boot is small but manageable for daily essentials or shopping. It’s also available with different engine options, including mild-hybrid and all electric (FIAT 500e) versions, which are ideal for drivers looking to reduce emissions or avoid fuel altogether. With low running costs, good reliability, and eye catching looks, the FIAT 500 makes a great first car, or a smart second car for busy households.
Generally, yes, FIAT cars tend to fall into lower insurance groups, which makes them affordable for younger drivers and those on a budget. The FIAT 500, for example, can sit in insurance groups as low as 5 or 6, depending on the engine size and trim level. Of course, insurance costs also depend on your age, location, and driving history, but FIATs are usually among the cheaper options.
The FIAT 500 has earned its place as one of the most popular small cars in the UK thanks to a unique mix of charm, practicality, and affordability. Its retro inspired design turns heads, and the compact body makes it perfect for navigating tight city streets or squeezing into small parking spaces. Despite its size, the FIAT 500 feels well built and offers just enough room for everyday use.
It’s also one of the most customisable cars in its class, with a wide variety of colours, trims, and special editions available, so drivers can really make it their own. For people looking to reduce fuel costs or drive greener, the 500 is available in both efficient petrol and fully electric versions. Its blend of low running costs, distinctive style, and ease of use makes it a top choice for all sorts of drivers, from young professionals to retirees.
Yes, FIAT cars are particularly well-suited to new drivers. Models like the FIAT 500 and FIAT Panda are compact, easy to control, and simple to operate, which can make a big difference when you're just starting out on the road. Their smaller engines keep insurance premiums and fuel bills low, helping new drivers manage their budget more effectively. The light steering and tight turning circle make city driving and parking far less stressful, and their visibility from the driver’s seat is generally excellent.
Newer models also come with features like rear parking sensors, lane departure warning, hill start assist, and smartphone connectivity, giving drivers more confidence and comfort during every journey. Overall, FIAT's are a practical, affordable, and friendly way to start your driving experience.
Here are some of the most popular FIAT models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you’re thinking about buying a used FIAT, finance could be a simple way to get the car you want without paying all at once. With HP, you make monthly payments and own the car at the end of the finance agreement.
Before applying, it’s worth checking your credit score, comparing offers, and making sure the car has a full service history. Choose a monthly payment that fits your budget.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Fiat 500 is one of the most popular small cars in the UK. Its compact size, stylish design, and excellent fuel economy make it ideal for city driving and short commutes. It is a common choice for drivers searching for "Fiat 500 finance deals" and "best first cars for new drivers”. Best for: city drivers, new drivers, low insurance costs
The Fiat Panda is a practical and reliable option that surprises many with its interior space. It's affordable to run and offers good visibility, making it a smart option for urban and rural drivers alike. Car finance Fiat deals often feature the Panda due to its popularity as a family-friendly small car. Best for: drivers needing extra space for longer journeys.
The Fiat 500X is a compact SUV that offers more space and a higher driving position than the 500. It combines the style of the smaller model with added comfort for longer journeys. This model is popular among those searching for "Fiat SUV finance options. “Best for: drivers needing extra space, longer journeys, stylish upgrades.
The 500L offers a larger interior than the 500 and is perfect for families needing more room. It has flexible seating and a spacious boot, making it ideal for everyday use or weekend travel. Many customers look for "family car finance" when considering this model. Best for: growing families, flexible interior needs, comfort
The Fiat Tipo is a practical hatchback with generous interior space and simple, comfortable design. It’s easy to maintain and offers excellent value, especially for commuters looking for "budget-friendly Fiat finance."Best for: everyday driving, larger boots, comfort and value.
