Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.
Buying a Used Dacia on Finance
Dacia is known for offering simple, budget friendly cars that are easy to own and run. If you're looking for a vehicle that gets the job done, buying a used Dacia could be a great choice. Dacia cars focus on both, practicality and affordability, making them popular with families, and drivers who just want reliable transport. Used Dacias often come with lower prices than other brands, which means you could get a newer model or lower mileage car for less money.
Yes, Dacia cars are worth buying if you want something practical, reliable, and affordable. They’re great for drivers who want a simple car that gets the job done without breaking the bank. Whether you’re commuting, running errands, or looking for a family car, Dacia models offer good space, solid fuel economy, and low running costs.
One of the biggest benefits is how cheap they are to insure. Models like the Dacia Sandero and Logan often fall into low insurance groups (typically between 4 and 10), which helps keep costs down, especially for new or younger drivers. Even larger models like the Dacia Duster remain reasonably priced to insure.
Just keep in mind that car insurance isn’t only based on the car you drive. Your driving history, where you live, and even the type of property you live in can also affect how much you pay. Still, Dacia cars are a smart choice for those looking to save money across the board. While Dacias might not have all the luxury features of more expensive brands, they cover the essentials well and are known for being dependable. If value for money is a priority, Dacia is a brand worth considering.
Dacia cars are cheap because they focus on giving drivers exactly what they need, no more, no less. Instead of adding lots of fancy extras or high end tech to their entry level models, Dacia keeps things simple. This helps lower production costs and means buyers aren’t paying for features they may not want or use.
Many of the parts used in Dacia cars are shared with Renault, which also helps reduce costs through shared manufacturing and design. Dacia also limits customisation options and sticks to proven, cost effective designs, which makes production faster and cheaper.
Even though the price is low, Dacia cars still offer good build quality, reliable engines, and practical features. They’re built to be tough, easy to maintain, and affordable to run. That’s why Dacia has become a popular choice for budget conscious drivers, families, and anyone looking for simple, no fuss motoring.
No, Dacia cars are known for being cheap and easy to maintain. They use simple parts, many of which are shared with Renault, so they’re easy to find and cost less to replace. Most local garages can repair and service Dacia models without expensive labour. This helps keep long term running costs low.
That said, like any car, Dacia vehicles can have some issues. One common problem owners report is with the catalytic converter, especially in the Duster. This can lead to reduced engine power, sluggish driving, and unusual smells or dark exhaust fumes. If ignored, it can cause more damage, so it’s worth checking early if anything feels off. Some older Dacia models, especially Sanderos and Dusters built between 2013 and 2016, have had rust problems. These were often linked to thin paint and poor coating at the factory, which the company has since worked to fix. If you're buying a used model from those years, it’s a good idea to inspect the paintwork closely or ask the dealer about rust repairs.
Interior quality is another area where Dacia keeps things simple. Because they aim to keep prices low, the materials used inside are quite basic. Some owners have noticed wear and tear on fabrics and plastic parts over time. It’s not a dealbreaker for most people, but it’s something to be aware of if you're after a higher quality. Electrical issues have also been reported. These are usually caused by faults in the car’s ECU (Electronic Control Unit). They can lead to warning lights, poor idling, or the car switching into a limited performance mode.
While not all cars are affected, it’s something to keep an eye on if your dashboard starts lighting up unexpectedly. Despite these concerns, most Dacia models are easy to fix and parts are affordable. Regular servicing, oil changes, and keeping up with repairs early can go a long way in making sure your Dacia remains reliable.
Dacia cars usually lose value faster than more expensive or premium brands, but that’s partly because they cost less to begin with. Their low starting price means there’s less room for value to drop compared to higher end cars. While you might not get as much back when you sell, the lower purchase price often makes up for it.
That said, Dacias are still popular on the used market because they’re reliable, cheap to run, and simple to maintain. Models like the Duster and Sandero are in demand with drivers who want a practical car without high running costs.
If you want your Dacia to hold its value better, it’s important to keep it in good condition. Make sure it has regular servicing, keep mileage reasonable, and fix any issues quickly. A well maintained Dacia with a full service history and clean MOT record will always appeal more to future buyers.
A well maintained Dacia Duster can go the distance. With regular servicing, oil changes, and proper care, the engine can last well over 150,000 miles, and in many cases, even more. The 1.0L and 1.3L turbocharged petrol engines, along with the 1.5L diesel, are generally considered reliable and built for everyday use, whether that’s town driving, long commutes, or occasional off road trips.
Like any vehicle, engine life depends on how well the car has been looked after. That’s why it’s important to check the full service history when buying a used Duster. Look for evidence of routine maintenance, including timing belt changes and regular oil servicing.
Dusters used mainly for motorway driving often show less wear and tear on the engine than those used for short, stop start trips. Also, manual versions may last longer if the clutch has been treated gently. In short, if the Duster has been cared for properly, it can offer years of dependable performance.
Here are some of the most popular Dacia models financed in the UK, and for good reason. Each one offers something different, depending on what the driver needs or prefers.
If you're buying a used Dacia, car finance can make the cost more manageable. HP lets you spread the cost with fixed monthly payments, and you’ll own the car at the end. Personal Contract Purchase (PCP) usually offers lower monthly payments, with the option to make a final lump sum payment if you want to keep the car.
Before financing a car, it’s a good idea to check your credit score, compare different lender offers, and make sure the Dacia you’re considering has a good service history. It’s also important to choose a finance plan with monthly payments that fit your budget.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
The Sandero is one of the cheapest new cars you can buy in the UK, and that’s a big reason why it’s so popular. It’s a simple, no fuss hatchback that gets you from A to B with low running costs. The 1.0L petrol engine offers up to 53 mpg, and the 328-litre boot is enough for shopping, pushchairs, or weekend bags. The controls are easy to use, making it a great first car or an ideal option for drivers who just want something reliable and affordable.
The Duster is a great choice if you want a bigger car without paying SUV prices. It has a bold design and feels solid on the road. Boot space is 445 litres, and it’s available with petrol, diesel, or bi-fuel (petrol and LPG) engines. Whether you need space for kids, work gear, or just like sitting higher up, the Duster gives you that flexibility at a lower price than most rivals.
The Jogger is one of the most affordable 7 seaters in the UK. It’s great for large families, dog owners, or anyone who regularly travels with passengers and luggage. With all seven seats in place, the boot is 212 litres, but fold the back row and it jumps to 699 litres. It drives like a normal car but has MPV space inside. There’s also a hybrid version for those wanting better fuel efficiency.
Think of the Stepway as a Sandero with a bit more attitude. It’s slightly raised, with SUV style looks, making it appealing for drivers who like the crossover feel but still want something compact and efficient. It uses the same engines as the regular Sandero, so you can still get great fuel economy. The boot is roomy enough for daily use, and it’s easy to park and drive.
Although it’s no longer sold new, the Logan MCV is still a popular used choice. It’s a practical estate car with a massive 573-litre boot, which makes it a great option for families, delivery drivers, or anyone who carries a lot of gear. It shares many parts with the Sandero, so it’s cheap to run and maintain. If you want space without a big price tag, the Logan MCV is a strong option.
